Funding Solutions

Capital for Every Stage of Growth

Whether you need working capital, new equipment, or a flexible credit line — Fortitude Financial has a direct funding solution built for your business.

Working Capital Loans

When opportunity knocks — or when an unexpected expense shows up — your business needs cash fast. Our working capital loans are designed to keep you operational and moving forward without the delays of traditional bank underwriting.

We evaluate your business performance, not just your credit profile, which means more businesses qualify and funding arrives faster.

Funding Amount $10K – $5M
Terms Available 3 – 24 Months
Approval Speed Same Day
Funding Speed 24 – 48 Hours
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$5M Maximum Funding

Equipment Financing

Your equipment is your productivity. Whether you're replacing aging machinery, upgrading your fleet, or acquiring specialized tools for a new contract — our equipment financing solutions let you get what you need without depleting your working capital.

We finance virtually any type of business equipment: commercial vehicles, manufacturing machinery, restaurant equipment, medical devices, technology hardware, and more.

Funding Amount $25K – $10M
Terms Available 12 – 84 Months
Collateral Equipment Only
Structure Loan or Lease
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$10M Maximum Equipment Financing

Revenue-Based Financing

A funding solution that breathes with your business. Rather than fixed monthly payments, revenue-based financing ties repayments to a percentage of your daily or weekly revenue — so when business slows, your payments slow with it.

This structure is ideal for businesses with seasonal revenue, variable income, or those who want funding flexibility without pledging collateral.

Funding Amount $5K – $2M
Repayment % of Revenue
Collateral Not Required
Funding Speed 24 – 72 Hours
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Flexible Repayment Structure

Business Term Loans

For planned investments, expansions, or acquisitions — our business term loans provide structured, predictable financing. Fixed repayment schedules let you plan ahead with confidence.

Term loans are ideal for businesses making deliberate strategic moves: buying real estate, opening a second location, or financing a major project with a clear ROI.

Funding Amount $50K – $5M
Terms Available 1 – 5 Years
Rate Type Fixed
Best For Expansion
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5 Yrs Maximum Term

Invoice Financing

Don't let your cash flow be held hostage by slow-paying clients. Invoice financing allows you to leverage your outstanding receivables to access immediate working capital — without taking on traditional debt.

We advance a percentage of your outstanding invoice value, giving you the liquidity to operate and grow while your clients pay on their terms.

Advance Rate Up to 90%
Minimum Invoice $10,000
Repayment On Collection
Funding Speed 24 – 48 Hours
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90% Advance Rate on Invoices

Business Lines of Credit

The ultimate financial safety net for growing businesses. A revolving business line of credit gives you access to a pre-approved pool of funds that you can draw from, repay, and draw from again — as needed, as often as needed.

Use it for seasonal inventory, payroll bridging, unexpected repairs, or simply knowing that capital is always within reach when opportunity arises.

Credit Limit Up to $2M
Structure Revolving
Draw Period Ongoing
Interest Drawn Funds Only
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$2M Maximum Credit Limit

We Fund Businesses Across All Sectors

Construction & Contracting
Restaurants & Food Service
Transportation & Logistics
Manufacturing
Retail & E-Commerce
Healthcare & Medical
Auto & Service Repair
Technology & Staffing
Agriculture & Landscaping
Hospitality & Events
Home Services & Remodeling
Professional Services

Basic Requirements

We look at the full picture of your business — not just a credit score. Here's what most applicants need to get started:

  • At least 6 months in business
  • Minimum $10,000/month in gross revenue
  • Active U.S. business bank account
  • Valid government-issued ID
  • 3 months recent business bank statements
  • No active bankruptcies

Ready to Apply?

The application takes less than 5 minutes. Our team reviews every file the same day it's submitted — no waiting weeks for a decision that doesn't mean anything.

Start Application

The Right Capital. The Right Terms. Direct from Fortitude.

Apply Today